The retirement plan universe has moved from a defined benefit plan focus to a defined contribution plan focus since the 1970s. The 2008 market decline significantly reduced many 401(k) account balances and much thought is now being given to the question of how Americans are going to retire on their now-diminished account balances.

One idea being given an increasing level of attention is annuitizing a portion of the 401(k) account balance. Under this approach, a portion of a 401(k) account balance would be used to purchase an annuity policy to guarantee a stream of income for the participant’s life (or joint lives of the participant and spouse).

We have created this tab to serve as a clearing house for articles, analyses and other documents relating to this subject. We invite interested parties to furnish us documents to include in this tab. We will give appropriate credit to submitters.

You can send your documents to Lee Jennings at:




Ask how we can assist you.




Copyright © 2017 Dana Consulting Group, Ltd.
All rights reserved.